Member Benefits

COBANC Supplemental Plan Description

COBANC Supplemental Healthcare Benefits Enrollment

To enroll for benefits please complete a Health & Welfare Enrollment/Information Form (see link below). Be sure to fill out a new form each time you need to update your information, such as adding a dependent or changing your address, phone, or email. Enrollment of a dependent requires your form to be accompanied by a copy of the marriage certificate, birth certificate, or Domestic Partner Application (see link below). Please remember to sign and date your form.

Dental Care Benefits

  • Healthplex Capital Plan PPO Network
    COBANC members have access to nationwide dental coverage through the Healthplex Capital Plan PPO Network.
     
  • Careington CareMax PPO Network
    When outside of the New York/New Jersey area COBANC members also have access to an additional national network of providers through the Careington CareMax Network. Copayments will apply and may vary based on the provider seen at the time of care.
     
  • Locating a Provider
    You can locate a provider for both networks by clicking the link below. If you are outside of the New York/New Jersey area, please verify with the provider which network they belong to and whether or not a copay will apply. If the provider belongs to both networks, coverage will be provided through the Healthplex Network.
    Locate a Dental Provider
    Dental Group Numbers: Full-Time Members (GG-489A2), Part-Time Members (GG- 489P2), Retired Members (GG-489R2)

Vision Care Benefits

COBANC offers vision benefits through four different networks. The choice of network is yours. Out-of-Network vision care benefits will be paid according to the schedule listed in your benefit book.

The first time you or your covered dependent visits a vision care provider, they will verify your eligibility within the network they belong to. Our claims processor, Healthplex, makes every effort to provide your eligibility to these networks in advance, but there are various reasons your information may not be in their records. For this reason, it is recommended that you ask the provider to verify your eligibility in advance of your first visit.

  • Supplemental Benefits Services Inc
    Includes many Independent stores.
    To locate a store within the Supplemental Benefits network and see the benefits provided through this network click the appropriate link below.
    Supplement Benefits Services

Hearing Aid Benefits

Many primary healthcare providers, such as The Empire Plan, offer coverage for hearing aids. The COBANC Hearing Aid Benefit is a reimbursement towards the uncovered amount (See the Health & Welfare Plan Booklet for details). In order to process your claim efficiently, please remember to submit the Explanation Of Benefits from your healthcare provider together with the Hearing Aid Claim Form.

Healthcare Claim Forms

All claim forms, except the Maternity/Adoption Claim, should be submitted to Healthplex by mail (see form for address).

When filing a Maternity/Adoption Claim, all paperwork (the Claim Form, a copy of the Birth Certificate or Adoption Papers, and an original signed and dated Health & Welfare Enrollment/Update Form) should be submitted to COBANC. Once we have enrolled your new dependent for coverage, we will forward your claim to Healthplex for processing.
 

World Trade Center Sick Leave

If you participated, even on a voluntary basis, in the World Trade Center rescue, recovery or cleanup operations and have since developed a qualifying World Trade Center condition, as defined in section two of the Retirement and Social Security Law, you may be eligible for sick leave at full pay and without charge to accruals for absences due to this condition (“WTC Sick Leave”). Eligible employees may be entitled to restoration of prior sick leave accruals. Filing is a 2-step process. The deadline to file the first step is September 11, 2022. Please click the links below for detailed instructions and forms.

Sick Leave Bank

Legal Services

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